Work smart
Automate the entire order-to-cash lifecycle.
Even the smallest tasks stack up. All invoicing, reminders, and dunning are handled by Two.
Purchasing power in two. seconds
The net terms infrastructure that grows your revenue, built with superior credit and fraud engines.
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We help businesses
sell more.
95% of business customers prefer to pay on net terms.
Drive more B2B sales with unmatched credit limits and
a market leading acceptance rate with Two.
Trusted by
Sell online
Increase order value with net terms.
Accept more buyers and offer higher credit limits to drive consistent sales growth on your webstore.
Start with online net terms
Sell Direct
Close deals faster with our automated salesflow.
Whether your sales come from over the phone, via email or in person, offer them instant and flexible net terms with the best credit limits.
Start with omnichannel net terms
Sell In-store
Bring B2B buyers back in-store.
Offer the best possible checkout experience, complete with secure purchasing and immediate credit decisioning.
Start with in-store net terms
Reduce risk
Meet Delphi and Frida.
Our AI risk engines are trained to provide your buyers with the highest credit limits and prevent fraud.
19
Markets covered
28,008
Avg. Monthly Orders
642
Merchants Onboarded
84,462
Buyers Credit Checked
Asking for company details.
Manual credit checks.
Ask for Identification.
Looking for credit information.
Looking up company details.
Generate quote.
Share quote with buyer.
Email confirmation.
Send invoice.
Wait for 14-90 days.
Partial return.
Calculate the difference.
Issue credit note manually.
Rememeber invoice, and check: No payment
Friendly reminder
No answer
Reminder
Customer claims they never recieved an invoice.
Resend invoice.
Customer says they paid.
Can't find payment in bank account.
Customer paid wrong.
Refund/repayment must be done.
Wait.
Payment in place.
Reconciliation
Update credit limit.
Enterprise ready
A modern B2B payment suite for your enterprise.
Two oversees risk monitoring, while you maintain full authority over credit approvals and buyer management.
Our API functions just like familiar payment methods, reducing the complexity of integrating with enterprise systems.
Quick onboarding and credit approvals keep your sales flowing smoothly across all channels.
Role-based access control and audit logs.
Get paid
Financial flexibility to support business growth. Two can provide upfront payments for all orders.
Testimonials
Don't just take our word for it
The best purchasing experience on the market.
Providing our customers with the best possible experience is our number one priority and with Two, we really feel that we can offer them the best purchasing experience on the market.
Never reject a B2B customer again.
"Online B2B transactions generally include long, manual processes - so much so that we often risk losing the entire purchase. Without Two, we would have had to reject 52% of our B2B customers!"
Unlocking company growth.
It’s no exaggeration to say Two has unlocked growth for us like none of the other B2B payment companies have. Our success in countries where Two supports us far outperforms what we see in our other markets. We’re seeing 50% MoM growth in markets where we have Two implemented.
Opportunities increased!
Introducing Two was the best decision we could have made as a business. It gives our customers the extra breathing space with the 30 day credit terms and it sets us apart from our competitors! In addition the team at Two are always really helpful.
Plugins
Ready for Low- and No-code platforms.
Two integrates with a range of popular e-Commerce Plugins so you can get started straight away.
Ready to get started?
Sign up to try our Merchant Portal or book a demo with our sales team.
Sell online
Offer net terms in under 30 seconds on your webstore.
About Two
Built by merchants, for merchants.