Get paid what
you’re owed, today.
Receive upfront payments on all orders to improve cash flow and support business growth.
Same day payout
Get paid out for all orders in full and receive an invoice for our transactional fee.
Net or gross settlements
Choose to receive your payments, then pay us. Or get paid minus our fees - your choice.
Tired of matching invoices and marking orders as paid?
Our AI match payments to invoices, reduce manual accounting tasks, and minimise errors. Two’s reconciliation process ensures your books stay accurate, freeing up your time to focus on growth.
Automated matching
Payments and invoices are matched automatically, saving your team hours of manual work.
Accurate reporting
Download settlement reports in Excel, CSV or JSON formats, and integrate them into your existing accounting systems.
Real-time visibility
Access detailed settlement reports anytime with a breakdown of each transaction, order status and fees.
Upfront payouts
Get paid before your buyers pay, without waiting for invoices to be settled.
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"To be able to actually unlock the money from a contract is so impactful. It literally changes your business"
Frequently asked questions
How and when do I receive payouts from Two?
Add your bank account when you enroll. Payouts run weekly on Mondays, covering all invoices fulfilled by the previous Sunday. After fees, funds are deposited directly, and you can track every transaction in the Settlements tab of the Merchant Portal.
If a buyer pays late, do I lose the money or does Two deduct it from my settlement?
Neither. Two still pays out the full order amount and handles invoice reminders to the buyer directly. If an invoice remains unpaid after 30 days, it goes to a collections agency, and that buyer is blocked from checking out with Two again until the debt is cleared.
Do I have to wait for the customer to pay before I get my settlement?
No. Two delivers settlements on a regular schedule regardless of when the buyer actually pays their invoice. Most merchants choose the weekly payout, so cash flow stays predictable.
Ready to get started?
Sign up to try our Merchant Portal or book a demo with our sales team.
Merchant portal
Boost efficiency
About Two
Built by merchants, for merchants.