Give your business buyers the purchasing flexibility they need with Two's in-store credit solution. No paperwork, simple verification, and upfront payments for you.
Buyers spend 20-30% more when purchasing with net terms at your point of sale, helping you capture larger orders from business buyers.
Our verification takes less than 2 seconds for returning buyers, keeping checkout lines moving
and your business buyers satisfied.
Two offer flexible and easy-to-implement solutions for your in-store sales. Choose the integration that works best for your business and your buyers.
Our risk engines allow us to absorb all risk on your behalf while keeping your buyer journey uninterrupted.
90% buyer approval rate
5-20x better buyer spending power than cards
Provide more spending power
Quickly build seamless payment experiences and boost performance, all with the backing of our services team.
Our API mirrors the familiar flow of credit card transactions, so your team won’t need to adopt new complex processes.
How does a buyer get approved for net terms at the point of sale?
There's no paperwork. A business buyer goes through simple verification right at checkout, and Two's credit engine returns an instant decision, so the sale doesn't stall at the register.
Do I get paid upfront for in-store orders?
Yes. As soon as an in-store order is approved and confirmed, Two pays you upfront - the same as any other sales channel - while Two takes on the credit risk and collects from the buyer directly.
Does this work alongside my existing POS system?
Yes. Sell In-store is built to sit alongside your existing point-of-sale setup, so staff can offer net terms without switching to a different checkout flow for business buyers.
Is in-store credit only for repeat business customers?
No. Two can approve both new and repeat business buyers on the spot, since each decision is based on a live credit and fraud check rather than an existing account history.
Contact sales to get a customised demo.
Boost efficiency
Built by merchants, for merchants.