Your Buyers expect to split the cost of large purchases
Don’t give them a reason to look elsewhere. Power up business growth with letting buyers pay in installments for large value goods and services.
What is Instalments?
With Two Installments, large purchases are no longer a barrier. You receive full payment upfront, without risk while your customers gain the freedom to spread their costs across up to 36 months, keeping their business cash flow strong.
Reduce workload
Two takes care of the heavy lifting, including credit checks, fraud prevention, payment collection, and taking on all the default risk. This allows the business to focus on growth.
Convert larger orders
Increase conversion rates for large orders by letting customers buy what they need and pay with business-friendly payment terms. It offers instant approvals and no lengthy applications.
Drive loyalty
Delivers a fast and convenient buying experience that encourages repeat business. Customer approval is instant with no time-consuming identity checks, paperwork, or re-directs.
Boost cashflow
Attract new customers and increase average order value while ensuring the total purchase amount is paid upfront to the business, with no delay in settlement.
Et komplett økosystem med nettvilkår.
Bygg raskt sømløse betalingsopplevelser for små og mellomstore bedrifter og bedrifter.
Fleksible avdrag
Lag tilbakebetalingsplaner som lar kjøpere betale over tid gjennom avdrag fra 3 til 36 måneder. Flere tilbakebetalingsplaner kan faktureres sammen for forenklede betalinger.
Fleksible tilbakebetalingsfrekvenser:
- Ukentlig
- Halvannen uke
- Månedlig
- To-månedlig
- Hvert kvartal
- Bi årlig
- Årlig
Vanlige brukstilfeller:
- Abonnementer
- Leiekjøp
- Kontraktskjøp
Utfør kredittsjekker på kjøpere for å bestemme tilbakebetalingsbetingelsene som passer deres profil. Dette bidrar til å sikre at tilbakebetalingsplaner er håndterbare og reduserer risikoen.
Du mottar en netto utbetaling når en tilbakebetalingsplan er oppfylt, basert på din forhandlede utbetalingssyklus. Dette bidrar til å opprettholde kontantstrømmen mens kjøpere betaler over tid.
Avbryt tilbakebetalingsplaner for å forhindre fakturering av fremtidige avdrag. Denne funksjonen gir selgere kontroll over å stoppe ytterligere betalinger om nødvendig.
Overvåk finansierings- og oppfyllelsesstatusen til tilbakebetalingsplaner, sørg for at alt er på rett spor og kjøpere oppfyller betalingsforpliktelsene sine.
Få en oversikt over kommende avdrag for å gjennomgå og planlegge betalinger. Dette gir åpenhet for både selgere og kjøpere om betalingsplaner.
A smarter way to pay - for you and your customers.
Delphi Credit Engine
AI-powered credit assessment that outperforms traditional bureaus by 3.8x
Frida Fraud Engine
Advanced verification that reduces fraud by 99% compared to manual reviews
Hear from some of our valued merchants.
Two's Instalment product has been a life-saver and a key driver for our growth. Highly recommended!
Daniel Ward
Head of Operations, Zelt
Two's Instalments made a significant difference to our financials, streamlined our operations and has been a huge hit with our customers!
Sami Bouremoum
CEO and Co-founder, Hofy
Frequently asked questions
How long can buyers spread out their payments?
With Two Instalments, buyers can spread the cost of a purchase over up to 36+ months, while you still receive the full payment upfront.
Who takes on the risk if a buyer misses a payment?
Two does. We handle credit checks, fraud prevention, and payment collection, and take on all the default risk, so a missed payment doesn't affect what you've already been paid.
How fast is approval for buyers?
Approval is instant, with no lengthy applications, redirects, or paperwork, so the buying experience stays fast and encourages repeat business.
How much better is Two's credit and fraud assessment than typical providers?
Two's Delphi credit engine outperforms traditional credit bureaus by 7x, and the Frida fraud engine reduces fraud by 99% compared to manual reviews.