Consumer Electronics
Every Buyer Approved, Zero Fraud Risk.
Two is the B2B BNPL platform built for electronics retailers and distributors. Delphi approves ~90% of business buyers in under 2 seconds, Frida absorbs 100% of the fraud risk on high-ticket, easily-resold stock, and you get paid upfront on every order.
Instant credit decisions
100% fraud risk absorbed
Paid upfront, every order
90%
buyer approval, under 2 sec
Trusted by leading electronics retailers
The electronics challenge
High Value. High Risk. High Stakes.
Selling expensive, easily resold electronics to a long tail of small business buyers means fraud risk and manual credit-check costs scale right alongside your growth.
01
The fraud-on-high-ticket problem
Expensive, easily resold electronics are a magnet for fraud. Manual review adds friction, and false declines cost you the sale.
Frida absorbs 100% of the fraud risk
02
The SMB long-tail problem
Small buyers make up the majority of electronics B2B customers by count, but manual credit checks can't scale to serve them profitably.
Delphi approves ~90% of buyers in real time
03
The tariff & working-capital problem
Rising tariffs and import costs squeeze margins. Two pays you upfront on every order, so cost pressure never becomes cash-flow risk.
Paid upfront, every order
How Two solves this
The complete B2B payments stack for electronics
One integration. Every payment scenario covered.
1
Instant Net Terms at Checkout
Delphi, our credit engine, approves ~90% of business buyers in under 2 seconds - no separate credit application, just a company registration number. Buyers get 7–120 day payment terms instantly.
2
Instalments for High-Value Orders
Spread €10K+ orders across 3–36 months. Makes enterprise purchases accessible. Perfect for bulk component orders and high-value equipment - the backbone of electronics B2B.
3
Upfront Payments
You get paid immediately regardless of the terms your buyer is on. No accounts receivable management. No more 30–90+ day waits eroding your cash flow.
4
Risk-as-a-Service (RaaS)
Delphi (credit) and Frida (fraud) run embedded in your stack, automating decisions in milliseconds across every channel - online, direct, and in-store - with zero manual review.
5
Growing Trade Accounts
Trade accounts that strengthen over time. As customers prove creditworthy, limits increase automatically - encouraging larger orders from your best buyers without any manual intervention.
We’ve helped enterprises scale
Case studies from some of our amazing merchants.
Case study
RaaS live day one
Komplett Launches Nordics' First B2B Risk-as-a-Service Platform with Two
Scandinavia's leading e-tailer partnered with Two to launch risk-as-a-service, automating credit and fraud decisions across its B2B channel from day one.
Case study
1-click trade credit
NetOnNet Partners with Two to Provide the Ultimate B2B Customer Experience
Simplifying electronics since 1999, NetOnNet now maximizes B2B conversion with instant, 1-click trade credit at checkout.
Case study
400+ stores standardized
Powering B2B Electronics Trade Across the Nordics: Two and Elkjøp Partner
The Nordic consumer electronics leader standardized B2B payments across 400+ physical stores and online with Two.
Frequently asked questions
How fast does Two approve business buyers for electronics purchases?
Two's credit engine, Delphi, returns a decision in under 2 seconds using just a company registration number, approving roughly 90% of business buyers - no manual credit application required.
How does Two protect against fraud on high-value electronics?
Two's fraud engine, Frida, absorbs 100% of the fraud risk on every approved order. Its streamlined KYC flow verifies buyers in seconds, so high-ticket, easily resold stock like phones and laptops is protected without slowing down checkout.
Can Two serve small business buyers as well as large accounts?
Yes. Delphi automates credit decisioning so you can profitably serve the long tail of small business buyers who make up the majority of electronics B2B customers by count, not just your largest accounts.
What payment terms can merchants offer electronics buyers?
Merchants can offer standard net terms of 7–120 days for everyday orders, or split high-value equipment and bulk component orders into instalments over 3–36 months - all while Two pays the full order value upfront.
Does Two work across online, in-store, and direct sales channels?
Yes. Delphi and Frida run embedded in your existing stack and make the same instant, automated decision on every channel - online checkout, in-store point of sale, and direct trade accounts.
Redo att komma igång?
Registrera dig för att prova vår Merchant Portal eller boka en demo med vårt säljteam.
Sälj direkt
Boost efficiency
Om två
Byggd av köpmän, för köpmän.