Capture the $200B Digital B2B Commerce Opportunity
Traditional trade finance can't meet the demands of online B2B commerce. Two's banking platform solves this challenge, enabling you to:
Establish trusted B2B transactions between businesses who haven't met
Apply your own risk policies and maintain control
Drastically reduce fraud through advanced verification technology
From Offline to Online Commerce
B2B commerce is digitizing fast, with $20T expected
by 2027, driving demand for fast, trust-focused
payment solutions
The Trust Gap in Digital Commerce
Unlike offline B2B, online transactions need instant trust between businesses that may never meet.
The Banking Platform for B2B Trade
B2B commerce is shifting online, requiring instant credit at checkout—traditional products like factoring can’t keep up.
Delphi Credit Engine
AI-powered credit assessment that outperforms traditional bureaus by 3.8x
Frida Fraud Engine
Advanced verification that reduces fraud by 99% compared to manual reviews
Bank Control Panel
Set credit parameters, risk thresholds, and monitor performance
Two Raises €13M to Build TwoNet - The Trust Infrastructure for B2B Commerce
Two flips this model...
Frequently asked questions
What is TwoNet?
TwoNet is Two's banking platform that lets banks power trusted B2B digital commerce - extending credit and settling transactions between businesses that haven't worked together before.
Can our bank apply its own risk policies?
Yes. TwoNet is built so your bank keeps control - you apply your own risk policies and credit criteria while Two's platform handles the underlying verification and transaction infrastructure.
How does TwoNet reduce fraud in B2B transactions?
TwoNet uses advanced verification technology to confirm both sides of a transaction are legitimate businesses, cutting the fraud risk that comes with buyers and sellers transacting without an existing relationship.
What opportunity does this open up for banks?
Traditional trade finance wasn't built for online B2B commerce. TwoNet lets banks capture a share of the estimated $200B digital B2B commerce opportunity that legacy trade finance tools can't reach.